Medicare 101
Whether you're approaching Medicare eligibility or helping a loved one navigate their options, we're here to simplify the complex world of Medicare.
Medicare is a government health insurance program designed for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. It consists of different parts that cover various aspects of healthcare:
Medicare Part A (Hospital Insurance): This part helps cover inpatient hospital stays, skilled nursing facility care, hospice care, and some home healthcare services.
Medicare Part B (Medical Insurance): Part B covers medically necessary services, including doctor's visits, preventive care, outpatient care, and durable medical equipment.
Medicare Part C (Medicare Advantage): Part C refers to Medicare Advantage plans offered by private insurance companies approved by Medicare. These plans combine the benefits of Part A, Part B, and often include additional coverage like prescription drugs, vision, and dental services.
Medicare Part D (Prescription Drug Coverage): Part D provides prescription drug coverage, which can be added to Original Medicare (Part A and Part B) or included in Medicare Advantage plans. It helps reduce the cost of prescription medications.
Understanding the different parts of Medicare is crucial to making informed decisions about your healthcare coverage. There are also important enrollment periods to be aware of, such as the Initial Enrollment Period (when you first become eligible for Medicare) and the Annual Enrollment Period (when you can make changes to your Medicare coverage each year).
We break down the complexities of Medicare into easy-to-understand terms. Our resources and guides provide clear explanations of each part of Medicare, enrollment periods, coverage options, and more. We aim to empower you with the knowledge you need to make confident choices about your healthcare coverage.
Whether you're just starting to explore Medicare or need assistance with specific questions, we are here to help. Get ready to navigate the world of Medicare with confidence and take control of your healthcare journey.